Why Travel Insurance Is a Must in 2025?
- Kunal Prabhu
- May 15
- 3 min read
In 2025, it's even less safe to travel. Travelers have more problems now than they did in the past. For instance, the weather can change fast, the government is not stable, and people have to wait a long period at huge airports.
Travel Insurance in India used to be something you could live without. Everyone who wants to keep their money, time, and peace of mind safe when traveling needs to get it now.
What do you need travel insurance for right now? Let’s have a look.

Travel Insurance in India is Becoming More and More Important
Travel Insurance in India has become much more popular among Indian tourists, both within the country and outside. In the first three months of 2025, requests for travel insurance quotes in the U.S. went up by 32%, while requests in Europe went up by 3%. This shows that people everywhere are starting to realize how important it is to be protected.
Indian tourists are no different. More and more Indians are traveling to places in Asia, Europe, and North America, which has led to a huge increase in the need for full Travel Insurance in India. But this rise isn't random; it's a direct outcome of more uncertainty.
Some important things that set things off are:
There have been floods all over Europe, snowstorms at odd times of the year, and wildfires that have destroyed popular tourist spots.
There were issues with air traffic at Newark Liberty Airport in the United States, which caused big delays on the runways, which spread around the world.
Changes in the world: Visa problems, sudden flying bans, and unrest in some areas have become more regular.
In this kind of world, Travel Insurance in India not only covers medical costs, but also pays for delays, cancellations, lost luggage, and even whole trip disruptions.
As the global travel environment gets tougher to navigate, more people are beginning to realize how Travel Insurance in India offers safety from unpredictable travel disruptions.
Why "Cancel For Any Reason" (CFAR) is So Popular
Cancel For Any Reason (CFAR) policies are becoming more and more popular in 2025. With these flexible insurance plans, travelers can cancel their vacations without having to give a "covered reason," as they would have to do with other plans.
Recent data shows that the number of people who have CFAR policies has gone up by 34%, with business travelers and families being the most likely to have them. If your plans change totally, CFAR makes sure you don't lose your money—whether it's because your visa was denied at the last minute, you have a personal emergency, or you're worried about political safety.
For those buying Travel Insurance in India, CFAR is quickly becoming one of the most requested features.
Things Indian Travelers Should Look For in 2025
When obtaining Travel Insurance in India, you should look for these important things:
CFAR Add-on for the most freedom
Protection against delays or cancellations caused by weather or operational problems
Cover for medical emergencies and evacuations, especially for places with a lot of risk
Benefits for missing connections and trip interruptions
Help with misplaced luggage or personal papers
No longer is getting flight insurance just a matter of checking a box. It's about protecting your trip in a smart, preventative way with the right Travel Insurance in India plan.
Whether you're flying to the U.S., hopping across Europe, or planning a domestic trip, Travel Insurance in India is the foundation of a worry-free journey.
FAQs
Q1. Is travel insurance mandatory for international trips from India?Not always, but many countries now require travel insurance for visa approval—especially in the Schengen Zone, the UK, and Canada.
Q2. What is CFAR in travel insurance?CFAR stands for Cancel For Any Reason. It lets you cancel your trip without strict conditions and still get reimbursed, usually up to 75%.
Q3. Can I get travel insurance after booking my tickets?Yes. However, for CFAR and certain benefits, it’s best to buy within 14–21 days of your initial booking.
Q4. Does travel insurance cover weather-related delays?Absolutely. If your plan includes trip delay or interruption coverage, you’ll be protected against weather issues and natural disasters.
Q5. How much does travel insurance cost in India?It depends on the destination, duration, and age, but on average, it costs 2%–5% of your total trip expense—a small price for complete peace of mind.
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