Before You Fly: The One Protection Every Indian Traveller Needs

Kunal Prabhu
May 8
2 min read

You’ve booked your international holiday. New destinations, unforgettable experiences, cultural moments await. But have you packed the most important travel essential—“One Protection Every Indian Traveller Needs”?

From flight delays to sudden illness abroad, your dream vacation can quickly spiral into stress without the safety net of travel insurance. While it may feel optional, choosing the best travel insurance for Indian travellers is often the smartest part of your travel plan.

Stacked suitcases at an airport with a plane taking off. Text reads: "Before You Fly, The One Protection Every Indian Traveller Needs." Blue sky and clouds in background.

Why Travel Insurance Is the One Protection Every Indian Traveller Needs?

Take the example of Ananya, a student traveling to Germany for a short-term course. During her trip, she developed a severe tooth infection requiring immediate surgery. The local clinic charged nearly ₹1.5 lakh for the procedure—an amount she hadn’t budgeted for. Thankfully, her coverage took care of it all.

Stories like these are more common than you think. In fact, a recent travel report highlighted that 1 in 6 international travelers faced an issue in 2024 that the best travel insurance for Indian travellers could have resolved—from lost baggage to emergency evacuations.

What Does Travel Insurance Really Cover?

Medical Emergencies & Hospitalization AbroadHealthcare abroad is expensive. The best travel insurance for Indian travellers ensures that a sudden illness or accident doesn’t break your bank.
Trip Cancellation or DelayUnplanned events like visa rejections, strikes, or medical issues can disrupt your plans. Insurance helps recover costs of non-refundable bookings.
Lost Baggage or PassportLosing essentials in a foreign country is overwhelming. A strong policy helps cover losses and provides support—exactly why finding the best travel insurance for Indian travellers is so important.
Personal Liability CoverIf you accidentally damage property or injure someone, the best travel insurance for Indian travellers protects you from expensive legal claims.
Optional Add-onsSome plans let you include adventure sports coverage, trip curtailment, or even high-risk zones depending on your itinerary.

What to Consider Before Buying?

Feature	Why It Matters
Coverage Amount	Medical costs abroad are 5x–10x more than in India.
Country-Specific Benefits	Some countries require travel insurance for entry.
Pre-Existing Conditions	Disclose them honestly to avoid denied claims.
24x7 Global Support	Look for plans that provide multilingual, real-time help—key in the best travel insurance for Indian travellers.

When Should You Buy It?

The best time to buy travel insurance is the same day you book your trip.Many policies include trip cancellation cover from that point forward. Don’t wait until it’s too late—secure the best travel insurance for Indian travellers early.

Why It’s Not an Extra—It’s Essential

Travel insurance isn’t just for the unlucky; it’s for the smart.In today’s unpredictable world—think strikes, sudden illnesses, or misplaced luggage—it’s the one thing that turns chaos into calm.

You're investing thousands into your trip. For a small premium, the best travel insurance for Indian travellers ensures your travel budget and peace of mind are protected.

So before you board that flight, remember—travel insurance isn’t a backup plan, it’s the one protection every Indian traveller needs.